What is a health insurance policy does not exclude?
The moment of truth for an insurance company is both a disaster. One of the most common reasons for a claim of health insurance is not paid by insurance, if they say that the disease is not covered by the policy and is an “exclusion”. It leaves a bitter taste in the mouth of the insured and the policyholder can sometimes in big financial trouble. Therefore, it is very important to know in detail the exclusions in health insurance before you buy. We believe it is a variable, much more important than price. A policy can be 10% cheaper than the policies of a competitor, but could the exclusion clauses in many other such cases, the policy would be the least number of exclusion clauses is the best choice for the insured.
In this paper we deal with some of the exclusion clauses in a joint policy of insurance. At the end we see some innovation in this field with the new company does not rule out some diseases that were traditionally in the exclusion zone » Read more: Exclusions in a Health Insurance Policy